| Service |
Industry Average |
ILTA Credit Card Program |
| Set Up and Maintenance Fees |
|
|
| Application Fee |
$75 - $125 |
FREE! |
| Setup Fee |
$50 - $150 |
FREE! |
| Programming Fee |
$50 - $95 |
FREE! |
| Annual Fee |
up to $195 |
FREE! |
| Monthly Maintenance Fee |
$0 - $10 |
FREE! |
| Monthly Minimum Fee |
$25-$50 |
FREE! |
| American Express Setup |
$25 - $50 |
FREE! |
| Declined Transaction Fee Swiped/Mail/Phone |
25 ¢ |
FREE! |
| Credit Card Processing Fees |
|
|
| Authorization Transaction Fee |
25 ¢ |
10 ¢ |
| Discount Rate Retail (Swiped) |
2.01% |
1.54% |
| Discount Rate Phone - Card Not present w/AVS |
2.65% |
1.85% |
| Visa/MasterCard Discount |
0.35% |
0.15% |
| Visa/MasterCard Assessment |
1.05% |
0.925% Visa / 0.950 MasterCard |
| Transaction Fee Retail (Swiped) |
25 ¢ |
15 ¢ |
| Transaction Fee Mail/Phone |
35 ¢ |
24 ¢ |
| Debit Card Processing Fees |
|
|
| Authorization Transaction Fee |
25 ¢ |
15 ¢ |
| Debit Card Discount Rate Retail (Swiped) |
1.74% |
1.03% Visa / 1.05% MC |
| Debit Card Discount Rate Phone - Card Not present w/AVS |
2.05% |
1.03% Visa / 1.05% MC |
| Debit Visa/MasterCard Discount |
0.35% |
0.15% |
| Debit Visa/MasterCard Assessment |
1.05% |
0.925% Visa / 0.950 MasterCard |
| Debit Transaction Fee Retail (Swiped) |
25 ¢ |
15 ¢ |
| Debit Transaction Fee Mail/Phone |
35 ¢ |
24 ¢ |
| Miscellaneous |
|
|
| Address Verification (AVS) Fee |
5 - 10 ¢ |
5 ¢ |
| Batch Fee/Batch Header |
0.25 ¢ |
FREE! |
| Funds Deposited |
3 - 4 days |
2 days |
| Tech Support |
Mon-Fri 8am -8pm |
24 hours/ day 365 days per year |
| Personal Account Executive |
No |
YES! |